West Buffalo Chiropractic believes in the value of wellness care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office participates in most insurance programs. We also accept auto accident and workers compensation cases. For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.
Insurance
Most insurance plans are accepted at our office. We accept auto accident, workers compensation, personal injury and most health insurance plans, including Medicare. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.
Health plans
- Blue Cross/Blue Shield
- Independent Health
- Empire Plan
- Workers Compensation
- No Fault Insurance
- Medicare
- Univera
-Aetna
- Flex Card
- Call our office to verify benefits
No Insurance
For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.
Family Plans
Our focus at West Buffalo Chiropractic is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family. In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.
Health on a Budget
At West Buffalo Chiropractic, we're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us--we can help! The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously. As the old saying goes, if you don't have your health, you don't have anything. Unfortunately, too many people don't discover how true that statement is until it is too late.
Question about your bill
What billing or insurance information will I receive?
You will receive from your insurance an EOB (explanation of Benefits) form or letter. This will inform you of charges being submitted and payments made to our office. If there is any information missing this will indicate that the payment is pending until such information is submitted to the insurance carrier.
How long will it take to get things settled with the insurance company?
It might take up to 30 days from the date of submission for the insurance company to review the billing submitted. At this time either a payment, denial, or request for additional information will be submitted.
Will I get a bill from your office?
All insurance companies start their verification process with the statement; "any information provided is not a guaratee of payment". Co-payment or co-insurance charges vary among different plans from the same insurance companies, some coverages are limited based on previous usage of benefits within the same either calendar or anniversary year, etc. Although we try to gather all necessary financial information from the start, no final balance is obtained until a payment along with an Explanation of Benefits is obtained by both our office and the beneficiary. Any unpaid balances are due after a final payment from the insurance has been posted.
I received a notice that my insurance company has paid on my bill - but I can't understand how they calculated their payment amount. Do you know?
Some insurance plans are based on a set copayment amounts for either a primary care provider or a specialist. Other plans are based on a percentage of services billed. Some insurance companies have a tendency to bundle some services that other cover individually. This might cause some confusion when some services are covered in full, other partially, and even others not covered at all.
